Success Stories

Case Studies

Internet Exposure Coverage Gaps Filled

The Situation

As a large technology company that has developed industry-specific software, our client had many Internet exposures that were not covered under general liability - copyright infringement, intellectual property infringement and hacker liability. Even contract liability that is included in general liability almost certainly would not apply to Internet-related contracts. Although a professional liability policy had been placed, many of their coverage needs were still excluded.

The INSURICA Solution

In addition to the liability gaps, other first-party gaps existed and were seemingly unavailable. However, INSURICA researched numerous company forms and was finally able to find a market and place a professional liability policy for the client that filled not only most of the liability gaps in coverage but also included the first-party coverages needed and for a minimal increase to the client.

The INSURICA Experience

The client knew the uninsured exposures that existed and were eager to fill the coverage gaps. They were especially pleased with the cost-effectiveness of their new policy.