Success Stories

Case Studies

Master Policy Delivers Broad Coverage

The Situation

Our client, an owner and operator of restaurants with several locations in Oklahoma, decided to expand their business into other states. With the expansion also came the issue of having to place separate policies with different carriers due to the varied operating procedures from state to state. Their property and general liability claim reporting was becoming inconsistent, along with their loss control.

The INSURICA Solution

INSURICA offered a solution to the client's problem that resolved several issues, including specialized restaurant coverage, a "master policy" that would cover all locations, a claim tracking website and vital loss control through restaurant inspection.

The INSURICA Experience

The "master package" policy allowed the client to enjoy significant premium savings while still offering broad coverage. Claim service improved significantly and the insured experienced great benefit from their newfound ability to check individual claims. Over the last five years, their claim frequency and severity has significantly decreased and the client has assured us they are very satisfied with the services provided by their INSURICA agents.