We specialize in you – so you can specialize in what you do best.
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations including alternative risk, claims management, and loss control.
Our Approach
At INSURICA, it’s not about selling an individual policy, but rather understanding your entire business structure and developing a comprehensive insurance management program just for you. By placing a priority on identifying the unique risks and challenges you face, we’re able to uncover solutions that lead to greater opportunities and savings.
Our Industries and Insurance Solutions
INSURICA is made up of insurance and risk experts who specialize in their core disciplines. Whether you need a solution for your business, employees, or home office, our expertise allows us to uncover often-overlooked risks and opportunities, crafting a solution just for you.
Agriculture
Too much rain, too little rain, too hot, too cold, increasing costs, federal regulations, mandates, liabilities, welcome to the world of agriculture.
Construction
Our rock-solid reputation in construction insurance is recognized throughout the industry. We’re also expert surety partners, allowing you to capitalize on every growth opportunity.
Education
INSURICA’s Education Experts bring the experience, guidance and resources you need to uncover and manage unforeseen risks on and off campus.
Energy
Our comprehensive approach to insurance and risk management begins by analyzing energy-focused business operations from the ground up.
Environmental
INSURICA Environmental Experts are here to help you manage and mitigate environmental risk.
Financial
Our Financial Service Experts are here to help you identify, manage and avoid costly exposures – promoting growth during these uncertain financial times.
Healthcare
Our dedicated team brings years of practical experience and cost-saving insight to nearly every area of the healthcare industry.
Hospitality
Our Hospitality Experts will create a comprehensive program designed to lower risk, minimize insurance claims and positively impact your bottom line.
Manufacturing
Our customized programs are tailored to the assets, earnings and liabilities of manufacturing businesses.
Ministries
Our Ministries Practice was created to assist churches, non-profit organizations and para-church ministries with risk management and insurance solutions.
Multi-Family Housing
Our dedicated team brings years of practical experience and cost-saving insight to nearly every area of the healthcare industry.
Not-for-Profit
INSURICA’s Not-For-Profit Experts will help guide, assess and craft coverage plans to meet your specific organization’s needs.
Staffing
Our Staffing Experts manage risk and develop products and services to specifically address staffing exposures.
Technology
Our Technology Experts create customized and comprehensive coverage plans to keep your company on the technology fast track.
Transit
Our Transit Experts begin by fully understanding and analyzing your operations, driver processes and regulatory compliance procedures.
Transportation
Our Transportation Experts begin by fully understanding and analyzing your operations, driver processes and regulatory compliance procedures.
Alternative Risk
Tailored insurance programs to meet your specific needs.
Background Screening
When background screening is an integral part of an overall risk management and loss control program, employers are able to achieve the peace of mind they need.
Captives
We provide consulting and operational management services to our clients through an integrated network of captive experts.
Claims Management
Simply stated, it’s the transactional handling of a company’s insurance claims. At INSURICA, we define claims management a little differently.
Client Services
Whether you’re looking for claims management, loss control or alternative risk programs, INSURICA’s industry specialists have a program to meet your business needs.
Commercial Insurance
INSURICA is made up of insurance and risk experts who specialize in core industries such as yours.
Cyber
At INSURICA, we want to help you protect your business by understanding your goals, providing resources, and offering expert advice and analysis.
Employee Benefits
Our Employee Benefits Experts can help you develop and implement a benefits program designed to motivate your employees while minimizing your cost.
Global Reach
In addition to INSURICA’s own extensive network of experts, we are able to leverage the expertise of other insurance leaders throughout the US and the world through our partnership with Assurex Global.
Individual & Family Health Insurance
Broker Source, a division of INSURICA provides best in class health insurance services to individuals, families, and small groups in Kansas City and the surrounding areas. Our seasoned colleagues and business professionals have unmatched experience and expertise giving them an in-depth understanding of their clients needs.
INSURICA Direct
INSURICA Direct, an exclusive program developed for the small business owner.
INSURICA Express Referral Form
INSURICA Express, an exclusive program developed for the small business owner.
INSURICA Express Referral Form
INSURICA Express, an exclusive program developed for the small business owner.
Loss Control
Comprehensive programs to reduce risk and minimize loss.
Personal Insurance
By managing your complete risk and exposure needs, we help you “see it all” so you can make an informed decision and plan accordingly.
Surety and Bonds
Providing you with insight and strategies that not only protect your company, but can help maximize surety credit and therefore business potential.
Tell Us
INSURICA Borrower Info
Tribal
The INSURICA Tribal Practice is built upon a foundation of understanding the needs of Native America.
Workers’ Compensation
INSURICA is made up of insurance and risk experts who specialize in core industries such as yours.
Risk Management
Our in-depth understanding of your business allows us to uncover often-unseen risks and opportunities that can dramatically lower your exposure and costs.
By working directly with your management team, we’ll help you determine which risks should be managed internally by minimizing or eliminating exposures, and which risks warrant the direct involvement of an insurance company.
We Are Here to Serve You
With more than 35 locations throughout the U.S., a specialized insurance program is never too far away.
Latest News
Today’s insurance programs must take into account the unique challenges faced by each client. In addition to a strong coverage program, some businesses may need advanced services. INSURICA has the additional Client Services required by complex business operations.
Marketplace Coverage and Employer Plans: What Employers Need to Know
As Marketplace health plan premiums rise and subsidies shift, employers are seeing more requests from employees (and their spouses) to drop Marketplace coverage and enroll in an employer-sponsored health plan mid-year. While this may feel straightforward, Marketplace rules and employer plan rules do not always work the same way.
2026 Compliance Update: More on Last Month’s Key Regulatory Changes
In our January issue, we outlined the major compliance themes shaping 2026. This month, we build on that foundation with a deeper look at the annual updates, effective dates, and action steps employers need as the new year begins.
How Employers Are Responding to Rising Employee Expectations in 2026
Over the past two months, several major surveys — including the 2025 SHRM Employee Benefits Survey, the ADP TotalSource Employee Benefits Survey, and the 2025 National Benefits Survey — have painted a clear picture: employees are demanding more meaningful, more personalized, and more supportive benefits than ever before. Employers, facing a tight labor market and rising competition for talent, are responding by reshaping their benefits strategies around five core themes.